Funding Services

Find the Right Funding Service Before You Apply

Kenny helps Singapore SME owners explore bank term loans, trade financing, property loans, equity cashout, factoring, machinery financing, and short-term private funding, all subject to eligibility.

Ask Kenny

Which funding service fits your situation?

Start with the question on your mind. Kenny will help you narrow down the service worth exploring before you apply. Subject to eligibility and lender assessment.

QuestionAnswer

Q1Your question

Can I use property equity to fund my business without selling?

AKenny's answer

If you hold equity in private or commercial property and your business revenue profile fits, a property-backed cashout service may work.

Property-backed cashout

Q2Your question

I need working capital but prefer not to use property as security.

AKenny's answer

Unsecured bank term loans from about S$50,000 may suit eligible SMEs with a solid operating history.

Unsecured bank term loans

Q3Your question

My cash flow is tied up in import or export shipments.

AKenny's answer

Trade financing can bridge timing gaps between paying suppliers and collecting from buyers, typically from about S$200,000.

Trade financing

Q4Your question

I want to buy or refinance commercial or industrial property.

AKenny's answer

Property loans from about S$300,000 may be available, subject to valuation and lender criteria.

Commercial property loans

Q5Your question

Strong customers owe me money on unpaid invoices.

AKenny's answer

Invoice factoring can unlock cash against receivables from creditworthy debtors while you wait for payment.

Invoice factoring

Q6Your question

I need to finance machinery, equipment, or a commercial vehicle.

AKenny's answer

Asset-backed financing can spread the cost of equipment with resale value, matched to your business use case.

Machinery & equipment financing

Q7Your question

I need a short bridge while bank approval takes too long.

AKenny's answer

Private funder loans on a 6-12 month timeline may fit when speed matters and your profile aligns.

Private funder loans (6-12 months)

Not sure which question fits? Ask Kenny.

All Funding Services

SME Working Capital

Unsecured bank term loans from about S$50,000 for eligible Singapore SMEs.

Trade Financing

Invoice financing, letters of credit, and trust receipt options from about S$200,000.

Commercial & Industrial Property Loans

Commercial and industrial property financing from about S$300,000. Not private residential home loans.

Property-Backed Business Funding

Use commercial or private-property equity to support business working capital.

Invoice Factoring

Turn unpaid receivables from strong debtors into short-term cash flow.

Machinery & Equipment Financing

Asset-backed financing for machinery, equipment, and commercial vehicles with resale value.

Short-Term Private Funding

6-12 month alternative funding when bank timelines do not fit.